A strong balance sheet should do more than sit on paper.
When capital is tied up in receivables, inventory, equipment, or other business assets, growth can slow, cash flow can tighten, and opportunities can be missed. Traditional lending does not always recognize the practical value of those assets — or move quickly enough to support real business needs.
That is where we come in.
At Aymara Capital, we structure asset-based lending solutions that unlock working capital from the assets your business already holds. The result is flexible funding, aligned with operational reality.
When conventional funding falls short
Many businesses are asset-rich but cash-constrained.
Many businesses are asset-rich but cash-constrained.
You may have strong receivables, valuable inventory, or equipment on the balance sheet — yet still face pressure when funding expansion, managing supplier payments, or bridging working capital gaps.
Traditional facilities can be slow, restrictive, or based too heavily on rigid credit models.
Asset-Based Lending (ABL) offers a more practical alternative.
We structure financing against the strength of the underlying asset base, giving businesses access to capital that reflects real value, not just standard lending criteria.
What we finance
We provide structured lending solutions secured against a range of business assets, including:
Accounts Receivable
Unlock liquidity from unpaid invoices and trade receivables.
Inventory
Release working capital tied up in stock while maintaining trading capacity.
Equipment & MachineryRaise finance against business-critical equipment and operating assets.
Multi-Asset Structures
Combine receivables, inventory, and other assets into one tailored funding solution.
Why Asset-Based Lending matters
Liquidity without disposal
Access capital without needing to sell core assets or disrupt operations.
Funding aligned with the business
Facilities are structured around your actual asset base, not a generic product template.
Flexible use of proceeds
Capital can be used for working capital, expansion, acquisitions, refinancing, or operational support.
Scalable structure
As your receivables or inventory grow, the facility can support that growth.
Who it’s for
Asset-Based Lending is suited to businesses that have strong underlying assets and require flexible, structured capital.
Typical clients include:
Trading businesses
Distributors and wholesaler Manufacturers
Retail groups
Asset-rich companies with working capital needs
Businesses seeking alternatives to traditional bank funding
Why businesses choose Aymara Capital
Structured Solutions
We tailor every facility around the business, its assets, and its funding objectives.
Asset-Focused Approach
We understand how to unlock value from receivables, inventory, and other commercial assets.
Speed & Clarity
We move efficiently and communicate clearly, so businesses can act without unnecessary delay.
Our process
- Step 1: Tell us what you need
- Step 2: We review the assets
- Step 3: We structure the facility
- Step 4: Capital is deployed
The bottom line
A business with strong assets should not be held back by limited liquidity.
Asset-Based Lending provides a practical way to unlock capital, strengthen cash flow, and support growth — without disrupting the underlying business.
